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HIV+ CEO Approved For $1 Million Traditional Life Insurance!

There is nothing quite like fighting the good fight and getting your butt handed to you. While we’ve been able to provide life insurance for business purposes to HIV+ CEO’s and executives for years...

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If One Size Really Did Fit All!!

If all agents and all companies were created equal, well, you might as well get rid of all the agents and created “The Insurance Company”, completely computerized and ready to mistreat everyone on an...

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Do Unto Others……

It’s one of those days when I wish I could turn back the clock 30 years and use rectal explosive devices on all of the life insurance executives and life insurance agents who sold universal life...

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First Transamerica. Now Voya!!

Not that long I dropped the Trans bomb that, well gosh, they were going to have to the raise the rates on a bunch of their old universal life policies and my reaction was one of those “Don’t tell me I...

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Quick, Easy Health Care Coverage?

Once again Obamacare is upon us and those who have joined are scrambling to figure out what direction to take this year. And whether Obamacare, the ACA, survives the next President and Congress, all of...

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The Temptation Of Life Insurance Shortcuts And Riches!

Over the course of the last 30 years of being in and around the life insurance business I’ve seen agents and companies (and customers) make the products into the cure, the panacea, the over...

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Who Is Going To Fight For You?

I had a life insurance case some years ago where I was able to help a client replace a Mass Mutual whole life policy that was on the cusp of imploding. What I mean by that is that to the untrained eye,...

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Some More Nails In Voya’s Ethical Coffin!

Following up on my post yesterday about Voya Life Insurance’s decision to do away with all of their guaranteed term and universal life products and in recognition of their self declared 2016 Most...

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HIV+ Life Insurance Up To $10 Million!

Now that’s what I’ve been talking about for years. For every effort and struggle I’ve gone through on behalf of fair life insurance treatment for HIV+ clients, you, the clients, have been the people...

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AOPA Life Insurance Rate Change Made A Bad Deal Worse

AOPA Was Supposed To Be A Pilot Advocacy Association? Since breaking the news about the 30% increase in AOPA’s group life insurance for pilots I’ve helped several pilots get their life insurance back...

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